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Advice areas
Each engagement is a human consultation with a defined deliverable. We do not sell monthly “platform access” — you pay for the work described below.
Flagship
Retirement Income Mapping
A structured review of workplace pensions, personal pots, and State Pension timing so you can see how income might hold across the first decade of retirement.
Pension Health Check
A single deep-dive session that scores contribution levels, charges, and risk mix against your age and target retirement date.
Inheritance & Estate Cashflow Brief
Practical sequencing of gifts, life cover, and investment withdrawals so family support does not quietly erode your own later-life income.
Investment Policy Review
An impartial look at how your existing portfolios behave under stress, with a written policy you can share with any platform or stockbroker.
Self-Employed Tax-Year Planning
A pre–5 April working session that balances corporation tax, personal allowances, and pension contributions without starving the business of cash.